In This Section
- Information For:
- Eligibility for Financial Aid
- Applying for Financial Aid
- GI Bill / Veterans Affairs Benefits
- Retaining Your Financial Aid
- Financial Aid Forms
- Financial Aid Office
Cost and Financial Aid -
Students in Certificate Programs
In the fall of 2018, the tuition based on your certificate program of study will be frozen at 2017-18 level as listed below, and will stay at those levels for the remainder of your time at USciences.
Tuition and Other Costs
|Certificate Students —Tuition, Fees and Other Costs
Students Entering Fall, 2018
|Tuition † ‡
||$1,000/credit, billed each semester|
|University-sponsored Student Health Insurance – Plan Premium * ^||$1,707|
|Room and Board *||$16,288- estimated based on double room occupancy for fall and spring|
† Tuition for these students is frozen at this level for duration of their program.
‡ Graduate Discount (formerly Mayes Fellowship) applied to original $1,676 per credit cost. (Certificates in Health Education and Communication, Health Informatics, Marketing Writing, Regulatory Writing, Pharmaceutical Business, Pharmaceutical Marketing, and Finance)
* Room, board and health insurance costs are subject to change annually. Amounts shown are 2018-19 costs.
^ Enrollment required of all full-time students without equivalent health insurance coverage.
The University Administration reserves the right to make changes in tuition, fees, and room and board charges.
Eligible students in Eligible Graduate Certificate Programs at USciences may request to borrow federal student loans. Brewing Science students are eligible for Private Alternative Loans only.
Federal Unsubsidized Direct Loans
Federal unsubsidized Direct Loans are loans in the student's name, and do not require a credit check or cosigner. Financial need is not a requirement to obtain an unsubsidized Federal Direct Loan, on which interest accrues while the student is enrolled.
Federal Student Aid eligible graduate students may borrow up to $20,500 per academic year. Students must be enrolled at least half-time (minimum of 5 credits per semester for graduate students) to borrow this loan.
- The interest rate for 2017-18 is fixed 6%
- The FAFSA must be submitted each year to borrow Federal Direct Loans
- Origination fee for all Federal Subsidized and Unsubsidized Direct Loans is 1.069%
- First time borrowers must complete a Master Promissory Note (MPN) AND Loan Entrance Counseling
- Each year, the Department of Education will reset the fixed interest rate based on current market interest rates
- The standard repayment term is ten years, but many repayment options are offered by the Department of Education, including extended, graduated and income-based repayment.
Federal Graduate PLUS Loans
The Grad PLUS allows graduate students to borrow funds to further assist in paying for their education. The PLUS has a fixed interest rate that is currently 7%. The maximum amount that can be borrowed is the cost of education minus any other financial aid (including loans) received.
Standard repayment begins 60 days after the loan is fully disbursed, but students may request an in-school deferment while the student remains at least half-time. Deferment will delay the payment of principal while the student is enrolled in school. Interest will continue to accrue during this time and can be paid or capitalized.
Eligibility for this loan is determined by a credit check. Students must complete the PLUS Request Process at studentloans.gov/myDirectLoan/index.action. If credit approved, a separate Master Promissory Note (MPN) and Graduate Entrance Counseling is required to receive credit for the loan.
Private Alternative Education Loans
Alternative Educational Loans are available from a variety of private lenders to cover the total cost of education minus any other financial aid. These loans offer different repayment options and have variable interest rates.
Some Private Alternative Loans are available to international students. International students are typically required to apply with a cosigner who is a U.S. Citizen or Permanent Resident.
Please review our Lending Code of Conduct to familiarize yourself with other details regarding Financial Aid offered by University of the Sciences.”
Gainful Employment Program Disclosures
University of the Sciences (OPEID: 003353) offers three Graduate level certificate programs which are subject to the Gainful Employment Program Disclosure requirements.
Biotechnology Certificate Program
This Graduate level certificate requires the completion of 15 credits. The program can be completed in as few as 3 semesters.
This certificate program prepares students for positions in the pharmaceutical and biotechnology industries. Admission into the program requires a bachelor’s degree and the completion of organic chemistry. This certificate helps students to develop the tools necessary to compete in a market that is increasingly focused on molecular biology and biotechnology.
Certificate Programs in Biomedical Writing
- Certificate in Marketing Writing
- Certificate in Regulatory Writing
Each graduate level certificate requires the completion of 12 credits. A program can be completed in just two semesters of part-time study.
If you already have clinical or pharmaceutical experience and wish to change career directions, our certificate programs allow you to focus on the essential skills required for regulatory or marketing writing. The medical writing certificate in marketing writing focuses on publications and certificate in regulatory writing focuses on preparing documents for initial and continuing approval of therapies. These certificates are intended for people with graduate degrees either seeking senior career positions or further training and credentialing in the biomedical writing field. Certificate course may be applied toward the master of science degree.
Access the Gainful Employment Disclosure for the Certificate in Biomedical Writing (Marketing Writing or Regulatory Writing).
Post-Graduate Certificate Program in Pharmaceutical and Healthcare Business
- Certificate in Pharmaceutical Business
- Certificate in Pharmaceutical Marketing
- Certificate in Finance
Each graduate level certificate requires a minimum of 12 credits. A program can be completed in as few as three semesters of part-time study.
The certificates are designed for individuals with advanced degrees with professional experience working in the pharmaceutical and healthcare industry. The certificate prepares students with industry-specific knowledge and skills to assist individuals in advancing their career and meeting the business objectives of employers. A certificate may be earned over 12 months or as long as 4 years. The program allows customization by allowing the student to select courses that are of greatest value to him/her. Classes are offered either in the evening or in an online format.
Access the Gainful Employment Disclosure for the Certificate in Pharmaceutical Business; the Gainful Employment Disclosure for the Certificate in Pharmaceutical Marketing and the Gainful Employment Disclosure for the Certificate in Finance.
Graduate Certificate in Health Education and Communication
This graduate level certificate requires a minimum of 15 credits. The program can be completed in three semesters of part-time study.
Coursework and practical experiences in the certificate will enable participants to plan and manage multi-media programs for a variety of health issues and audiences. It will also enhance interpersonal and group communication skills pertaining to healthcare delivery and management. Admission requirements are per the university standards for graduate education.
The five courses in the health communication certificate provide key competencies in patient-provider communication, health literacy, social media, and behavior change communication. Taken together, they form a solid foundation to advance careers in healthcare, health policy and public health, biomedical writing, or health-related business. Students may also enroll in individual courses to build skills in specific health communication areas.
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Philadelphia, PA 19104-4495