In This Section
- Information For:
- Eligibility for Financial Aid
- Applying for Financial Aid
- GI Bill / Veterans Affairs Benefits
- Retaining Your Financial Aid
- Financial Education
- Financial Aid Forms
Cost and Financial Aid Information For Graduate Students in MS and PhD Programs
In the fall of 2018, the tuition and fees based on your MS or PhD program of study will be frozen at 2017-18 level as listed below, and will stay at those levels for the remainder of your time at USciences.
Tuition, Fees and Other Costs
Master's Degree and PhD Students
|Tuition and Fees †||$1,676/credit, billed each semester|
|University-sponsored Student Health Insurance – Plan Premium * ^||$1,993|
|Room and Board *||$15,738 - estimated based on double room occupancy for fall and spring|
† Tuition and Fees for these students are frozen at this level for duration of their program.
* Room, board and health insurance costs are subject to change annually. Amounts shown are 2017-18 costs.
^ Enrollment required of all full-time students without equivalent health insurance coverage.
The University Administration reserves the right to make changes in tuition, fees, and room and board charges.
Types of Financial Aid
USciences Graduate Fellowships and Scholarships
All of the fellowships/scholarships listed below are given above and beyond any other financial support offered by USciences, do not require any service to the University and are usually offered in the fall semester.
For more information on any of these fellowships/scholarships, contact your graduate program director or the Office of Graduate Education at email@example.com.
Kathleen Mayes Graduate Fellowship
Purpose of Fellowship: Established in 2016 by Dr. Kathleen Mayes, P’76, PharmD’78, former Interim President of USciences, this fellowship is intended to support graduate students in their pursuit of select master’s and PhD degree or certificate programs.
Eligibility: New graduate students in Biochemistry, Bioinformatics, Biomedical Writing, Chemistry, Health Psychology, Pharmacognosy and the MBA in Pharmaceutical and Healthcare Business.
Funding: Each student will receive an award amount that reduces per registered credit hour cost to $1000.
For information about this fellowship opportunity contact Graduate Admissions at firstname.lastname@example.org.
Harry Bradburd Fellowship
Purpose of Fellowship: Established in 1970 by Dr. and Mrs. Harry A. Bradburd, this fellowship is intended to support a graduate student at USciences who has completed at least one year of graduate study, has accumulated a minimum of 24 hours of graduate credit, and has indicated an intention of continuing graduate study at USciences. Graduate program directors may nominate one student per graduate program. Final selection shall be made on the basis of the candidate’s cumulative weighted grade average.
Eligibility: Graduate program directors should write a letter nominating one student per program. Students must meet the following criteria:
- Departments: Biological Sciences, Chemistry & Biochemistry, Pharmaceutical Sciences or Pharmacy Practice & Pharmacy Administration
- Being registered as a full-time graduate student as of the Fall 2015 semester
- Have completed at least one year of graduate study
- Have accumulated a minimum of 24 hours of graduate credit
- Have indicated an intention of continuing graduate study at USciences
Funding: One graduate student will receive a $850 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released).
Clayton French Fellowship
Purpose of Fellowship: Endowed by Mrs. Mary I. Banks in honor of her father, Clayton French, this fellowship is intended to support a graduate student conducting pharmaceutical research at the University of the Sciences.
Eligibility: Any full-time graduate student that are conducting pharmaceutical research at USciences.
Funding: Two graduate students, one conducting basic pharmaceutical research and one conducting applied pharmaceutical research, will each receive a $1,125 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released).
William H. Gano Memorial Fellowship
Purpose of Fellowship: Established by Mrs. William H. Gano in memory of her husband, this fellowship is intended to support a graduate student engaged in research at the University of the Sciences.
Eligibility: Full-time graduate students that are engaged in research at USciences. Only one application per graduate program will be accepted for review. Interested students are encouraged to reach out to their program directors.
Funding: One graduate student will receive a $1,750 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released).
Abraham Glasser Fellowship
Purpose of Fellowship: Provided through a generous gift from the late Abraham Glasser, former trustee and member of the Class of 1943, and his wife, Gloria Glasser, Class of 2002 honorary degree recipient, this fellowship is intended to provide one year of financial support to conduct original research full time without serving as a graduate student instructor.
Eligibility: Full-time PhD students enrolled in chemistry, pharmaceutics, or pharmacology/toxicology who:
- are not serving as a GSI/GRA
- have passed their comprehensive examinations
- have been admitted to candidacy
- have demonstrated a reasonable degree of progress in their research as determined by their graduate program director and departmental chair
Funding: One PhD student from the Department of Chemistry & Biochemistry and one PhD student from the Department of Pharmaceutical Sciences will each receive a $6,500 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released). The Glasser fellowship is administered by the Departments of Chemistry & Biochemistry and Pharmaceutical Sciences and awarded by the Office of Graduate Education.
Frederick B. Kilmer Research Fellowship
Purpose of Fellowship: Endowed by the late Dr. Frederick B. Kilmer, this fellowship is intended to support a graduate student conducting research in pharmacology and plant chemistry at the University of the Sciences.
Eligibility: Any full-time graduate student conducting research in pharmacology and plant chemistry at USciences.
Funding: One graduate student will receive a $3,000 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released).
Augustus T. Pollard Fellowship
Purpose of Fellowship: This graduate fellowship in pharmacy was established by Dr. Augusta T. Pollard.
Eligibility: Graduate students enrolled in the Pharmacy Administration graduate program
Funding: One graduate student will receive a $2,000 award (please note that this award is considered to be taxable and that the recipient of this fellowship will be required to provide a W-9 form before funds can be released). The Pollard fellowship is administered by the Department of Pharmacy Practice and Pharmacy Administration and awarded by the Office of Graduate Education.
Purpose of Scholarship: The Gelb Scholarship is awarded to one matriculated graduate student per graduate program.
Eligibility: The scholarship has the following criteria:
- Recipient must be registered for a minimum of 5 credits per semester
- Recipient must be in good academic standing
Funding: Recipient will receive $1,000 per semester that will be applied toward their tuition.
Graduate Student Instructorships (GSIs)
The Departments of Biological Sciences, Chemistry & Biochemistry and Pharmaceutical Sciences may offer Graduate Student Instructorship (GSI) positions to full-time PhD students. For more information about GSI positions please contact your program director.
These departments hire highly qualified, matriculated, full-time PhD students to assist in teaching and grading. GSIs are expected to provide 17 hours per week of service to the University, usually as an instructor, plus other ancillary duties, such as proctoring, as needed. GSIs are assigned their teaching duties by either their program director or department Chair. GSIs are required to participate in all teaching assistant training sessions sponsored by the departments, the Environmental Health and Radiation Safety, and the Teaching and Learning Center.
Graduate Assistantship (GA’s)
Graduate programs offer graduate assistant (GA) positions. GAs are awarded tuition waivers which require three hours of service to the University per week per credit waived. The maximum number of credits that can be waived per semester is three credits which require that the student be registered for at least 9 credits that semester. A student enrolled in a master’s level degree track may only receive financial support in the form of a tuition waiver for five semesters while pursuing their degree. A student in a PhD degree track may only receive financial support in the form of a tuition waiver for ten semesters. PhD students receiving tuition waivers may not also receive GRA or GSI funding. Recommendations for the granting of tuition waivers are made by graduate program directors to the Office of Graduate Education.
Contact the Office of Graduate Education directly for additional information.
Director of Graduate Education – Cassandra Jefferson – 215-596-7312
Administrative Coordinator – Nancy Annunziato – 215-596-8886
GSI Stipend and Tuition Scholarship
GSIs are awarded a stipend and a tuition scholarship on a semester-to-semester basis with the usual contract lasting a full academic year.
Most GSIs initially begin their studies during the fall semester and would usually receive an initial contract for the fall and spring semesters. New contracts are usually awarded during the new fiscal year, which would start with the summer session beginning in May. The amount of the stipend is based on each student’s year in the program and is considered to be taxable as it is a fee for service.
The tuition scholarship covers up to 9 credits per semester of courses directly related to the GSI’s PhD program. GSIs are financially responsible for the tuition for any courses that exceed the 9 credit maximum each semester or that are not directly related to their PhD program.
Graduate Research Assistantships (GRAs)
Full-time PhD students receiving a stipend from an extramural source to perform research may be appointed as Graduate Research Assistants (GRAs). GRAs may be eligible to receive a tuition scholarship depending on the amount of the stipend received relative to the current amount of a teaching stipend.
Tuition scholarships are awarded as follows:
- You are not eligible to receive a tuition scholarship if you receive less than one-third of the amount of a normal teaching stipend during a semester.
- If you receive at least one-third, but less than two-thirds, of the amount of a normal teaching stipend during a semester, then you are eligible to receive one-half of a tuition scholarship (4.5 credits).
- If you receive two-thirds or more of the amount of a normal teaching stipend during a semester, then you are eligible for a full tuition scholarship (9 credits).
The tuition scholarship covers up to 9 credits per semester of courses directly related to the GRA’s PhD program. GRAs are financially responsible for the tuition for any courses that exceed the 9 credit maximum each semester or that are not directly related to their PhD program. For more information about GRA positions please contact your research advisor or program director.
You may be eligible for fellowships and traineeships awarded by organizations including but not limited to:
- National Science Foundation (NSF)
- National Institutes of Health (NIH)
- American Foundation for Pharmaceutical Education (AFPE)
If you are interested in these funding sources, you should consult with your research advisor and program director before applying for them.
The Office of Sponsored Projects and Research (OSPR) can also assist you in finding funding opportunities. They routinely send notices to all academic departments. You may contact them at email@example.com .
State Financial Aid
Delaware Higher Education Commission
The Delaware Department of Education's Higher Education Commission oversees a variety of scholarship and loan programs for Delaware residents seeking professional education and advanced degrees, especially in health care and medicine. For more information, contact the Commission at 302-577-5240 or visit the Commission's website.
Federal College Work-Study
The Federal College Work-Study (FCWS) Program at USciences is designed to stimulate and promote the part-time employment of students who are Federal Student-Aid eligible and have demonstrated financial need based on information submitted on the FAFSA.
Students who are awarded FCWS may work up to 20 hours per week for the University and receive the award in the form of an employee paycheck. All positions are on campus.
Federal Unsubsidized Direct Loans
Federal unsubsidized Direct Loans are loans in the student's name, and do not require a credit check or cosigner. Financial need is not a requirement to obtain an unsubsidized Federal Direct Loan, on which interest accrues while the student is enrolled.
Federal Student Aid eligible graduate students may borrow up to $20,500 per academic year. Students must be enrolled at least half-time (minimum of 5 credits per semester for graduate students) to borrow this loan.
- The interest rate for 2016-17 is fixed 5.31%
- The FAFSA must be submitted each year to borrow Federal Direct Loans
- Origination fee for all Federal Subsidized and Unsubsidized Direct Loans is 1.069%
- First time borrowers must complete a Master Promissory Note (MPN) AND Loan Entrance Counseling at https://studentloans.gov/myDirectLoan/index.action
- Each year, the Department of Education will reset the fixed interest rate based on current market interest rates
- The standard repayment term is ten years, but many repayment options are offered by the Department of Education, including extended, graduated and income-based repayment.
Federal Graduate PLUS Loans
The Grad PLUS allows graduate students to borrow funds to further assist in paying for their education. The PLUS has a fixed interest rate that is currently 6.31%. The maximum amount that can be borrowed is the cost of education minus any other financial aid (including loans) received.
Standard repayment begins 60 days after the loan is fully disbursed, but students may request an in-school deferment while the student remains at least half-time. Deferment will delay the payment of principal while the student is enrolled in school. Interest will continue to accrue during this time and can be paid or capitalized.
Eligibility for this loan is determined by a credit check. Students must complete the PLUS Request Process at www.studentloans.gov. If credit approved, a separate Master Promissory Note (MPN) and Graduate Entrance Counseling is required to receive credit for the loan.
Private Alternative Education Loans
Alternative Educational Loans are available from a variety of private lenders to cover the total cost of education minus any other financial aid. These loans offer different repayment options and have variable interest rates.
Some Private Alternative Loans are available to international students. International students are typically required to apply with a cosigner who is a U.S. Citizen or Permanent Resident.
Please review our Lending Code of Conduct to familiarize yourself with other details regarding Financial Aid offered by University of the Sciences.
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