In This Section
- Information For:
- Eligibility for Financial Aid
- Applying for Financial Aid
- CARES Act Emergency Relief Fund
- GI Bill / Veterans Affairs Benefits
- Tuition Waivers for Eligible Foster Care Youth
- Retaining Your Financial Aid
- Financial Aid Forms
- Financial Aid Office
Cost and Financial Aid -
Graduate Students in MS and PhD Programs
In the fall of 2021, the tuition and fees based on your program of study will be frozen and stay at that level for the remainder of your time at USciences.
Tuition, Fees and Other Costs
|Master's Degree and PhD Students —Tuition, Fees and Other Costs
Students Entering Fall, 2021
|Tuition and Fees: select programs † ‡||$1,000/credit, billed each semester|
|Tuition and Fees: other programs †||$1,676/credit, billed each semester|
|University-sponsored Student Health Insurance – Plan Premium ^||$2,039|
|Room and Board *||$14,558 - estimated based on Osol Hall double room occupancy for fall and spring|
† Tuition and Fees for these students are frozen at this level for duration of their program.
‡ Graduate Programs in Bioinformatics, Health Policy, Health Psychology, and MBA in Pharmaceutical and Healthcare Business.
* Room and board costs are subject to change annually. Amounts shown are 2020-21 costs. Costs may vary depending upon meal-plan option selected and residence hall assignment.
^ Health insurance costs are subject to change annually. Amount shown is 2020-21 cost. Enrollment required of all full-time students without equivalent health insurance coverage.
The University Administration reserves the right to make changes in tuition, fees, and room and board charges.
Students are encouraged to plan for the indirect costs of attendance; which are not items charged by USciences.
- Books and supplies: $1,050/year, estimated
- Off-campus room and board (students who are not living with parents or family): $17,376/year, estimated
- Transportation for commuter students (students living with parents or family): $1,800/year, estimated
- Transportation for students living off-campus or living in on-campus residence halls: $700/year, estimated
General Information About Funding Opportunities
All of the graduate awards and Gelb scholarship listed below are given above and beyond any other financial support offered by USciences, do not require any service to the University and are usually offered in the fall semester.
If you indicated interest in financial aid on your application, you will be considered for any available funds when reviewed for admission by faculty. There is no separate application form to be considered for institutional aid. This is a highly competitive process with preference for institutional funds going to PhD students. Awards are made after March 15th for the fall semester and after October 15th for the spring semester. The University will notify students who receive institutional funds in the form of stipends and/or tuition scholarships.
For more information on any of these fellowships/scholarships, contact your graduate program director or the Office of Graduate Education at email@example.com.
Graduate Student Instructor Stipend and Tuition Scholarship
Graduate Research Assistantships (GRAs)
Graduate Assistantship (GAs)
Tuition Discounts for Organization Members
You may be eligible for fellowships and traineeships awarded by organizations including but not limited to:
- National Science Foundation (NSF)
- National Institutes of Health (NIH)
- American Foundation for Pharmaceutical Education (AFPE)
If you are interested in these funding sources, you should consult with your research advisor and program director before applying for them.
The Office of Sponsored Projects and Research (OSPR) can also assist you in finding funding opportunities. They routinely send notices to all academic departments. You may contact them at firstname.lastname@example.org .
State Financial Aid
The Delaware Department of Education's Higher Education Commission oversees a variety of scholarship and loan programs for Delaware residents seeking professional education and advanced degrees, especially in healthcare and medicine. For more information, contact the Commission at 302-577-5240 or visit the Commission's website.
The Federal Work-Study (FWS) Program at USciences is designed to stimulate and promote the part-time employment of students who are Federal Student-Aid eligible and have demonstrated financial need based on information submitted on the FAFSA.
Students who are awarded FWS may work up to 20 hours per week for the University and receive the award in the form of an employee paycheck. All positions are on campus.
Awarding priority is given to students who complete the FAFSA by March 1 for the following academic year. Due to the limitation of funds, all eligible students may not be awarded. Students are required to maintain Satisfactory Academic Progress for this award.
Federal Unsubsidized Direct Loans
Federal unsubsidized Direct Loans are loans in the student's name, and do not require a credit check or cosigner. Financial need is not a requirement to obtain an unsubsidized Federal Direct Loan, on which interest accrues while the student is enrolled.
Federal Student Aid eligible graduate students may borrow up to $20,500 per academic year. Students must be enrolled at least half-time (minimum of 5 credits per semester for graduate students) to borrow this loan.
- The interest rate for 2020-21 is fixed 5.3%
- The FAFSA must be submitted each year to borrow Federal Direct Loans and students are required to maintain Satisfactory Academic Progress to retain eligibility.
- Origination fee for all Federal Subsidized and Unsubsidized Direct Loans is 1%
- First time borrowers must complete a Master Promissory Note (MPN) AND Loan Entrance Counseling at studentaid.gov.
- Each year, the Department of Education will reset the fixed interest rate based on current market interest rates
- The standard repayment term is ten years, but many repayment options are offered by the Department of Education, including extended, graduated and income-based repayment.
- Students are required to maintain Satisfactory Academic Progress to retain eligibility.
Federal Graduate PLUS Loans
The Grad PLUS allows graduate students to borrow funds to further assist in paying for their education. The PLUS loan has a fixed interest rate for 2020-21 that is 5.3%. The maximum amount that can be borrowed is the cost of education minus any other financial aid (including loans) received. There is an origination fee of 4.2% that will be deducted from each loan disbursement.
Standard repayment begins 60 days after the loan is fully disbursed, but students may request an in-school deferment while the student remains at least half-time. Deferment will delay the payment of principal while the student is enrolled in school. Interest will continue to accrue during this time and can be paid or capitalized.
Eligibility for this loan is determined by a credit check. Students must complete the PLUS Request Process at studentaid.gov. If credit approved, a separate Master Promissory Note (MPN) and Graduate Entrance Counseling is required to receive credit for the loan.
Students are required to maintain Satisfactory Academic Progress to retain eligibility.
Private Alternative Education Loans
Alternative Educational Loans are available from a variety of private lenders to cover the total cost of education minus any other financial aid. These loans offer different repayment options and have variable interest rates.
For information about other Alternative Loans, see our Private Educational Loan List, in Related Links.
Some Private Alternative Loans are available to international students. International students are typically required to apply with a cosigner who is a U.S. Citizen or Permanent Resident.
Please review our Lending Code of Conduct to familiarize yourself with other details regarding Financial Aid offered by University of the Sciences.