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Health Care Coverage (Medical & Dental)

Benefit Eligible Faculty & Staff

Eligibility for the University's Health Insurance (Medical, Dental, Health Care and Dependent Care Reimbursement Accounts), is based on an employee’s FTE (full time equivalency). An employee must have an FTE of at least .500 or more to be eligible for University provided health care benefits.

An employee is considered "benefit eligible" for all other USciences benefits with an FTE of .750 or more. In addition to health care benefits, as a "benefit eligible" employee, you may receive:

Basic and Supplemental Life Insurance, Basic and Supplemental Long Term Disability Insurance, Retirement Plan participation (consistent with federal law, employees who work 1,000 hours/year are eligible), Tuition for dependent children, Tuition Reimbursement

Health Care Coverage

University of the Sciences offers group health care coverage for all benefit eligible faculty and staff. Coverage begins the first day of the month coincident with or next following hire as a benefit eligible employee. Enrollment, however, is limited to the annual open enrollment period, unless required by a "change in family status" (birth, death, marriage, divorce, loss of health care coverage from another source).

Faculty and staff may select from several medical plans, including:

High and standard Health Maintenance Organization (HMO) plan options offered by Keystone HealthPlan East www.ibx.com

Point-of-Service (POS) plan option offered by Keystone Health Plan East www.ibx.com

Preferred Provider Organization (PPO) plan option offered by High Deductible Personal Choice www.ibx.com in conjunction with a pre-tax Health Savings Account (HSA.)

Employees may also choose to waive medical plan coverage.

For additional information about these plan options, contact the Human Resources Department. Information is also available from Independence Blue Cross, including listings of participating physicians and hospitals.

Dental plan insurance is available through MetLife www.metlife.com. You can locate a Participating Provider from the MetLife website.

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